World Group Banking Related Services / Tamweel Solutions:

Tamweel Solutions has a highly efficient infrastructure spanning across Lahore, Islamabad, and Karachi. Our core expertise lies in asset discovery, offering Infinity solutions to borrowers, and crafting restructuring proposals for banks. Our central office in Karachi houses a specialized team responsible for coordinating activities between the bank’s legal representatives, appraisers, field personnel, physical verifications, FBR, NADRA, and other relevant government agencies. Furthermore, we have established partnerships with numerous appraisers throughout Pakistan, and our exclusive panel of lawyers adeptly manages all company cases.

The significant advantage we offer our client banks is that they are relieved of any expenses related to non-performing loans (NPL) from the moment they assign the loan to our company for recovery. Our commission is only levied upon the successful completion of restructuring, repayment, debt asset swaps, or settlement of the outstanding amount, all subject to the bank’s approval. In a remarkably short span of time, Tamweel’s proficient team has facilitated the settlement and recovery of non-performing loans worth billions of rupees for our client banks.

Our Services

We provide a distinctive debt recovery service in Pakistan that not only saves you time and money but also eliminates the hassle of collecting customer dues. Our commitment to reliability ensures peace of mind for our clients.

  • Success Based Recovery
  • Assets Tracing
  • Litigation Management
  • Negotiation Services
  • Auction Management / Purchase of Property
  • Restructuring / Rehabilitation of Customer’s Business
  • International Settlement Services

Our Services

We offer a unique debt recovery service in Pakistan saving you the time, money and hassle by recovering customer dues & offer peace of mind through our reliability.
  • Success Based Recovery
  • Assets Tracing
  • Litigation Management
  • Negotiation Services
  • Auction Management / Purchase of Property
  • Restructuring / Rehabilitation of Customer’s Business
  • International Settlement Services

Success Based
Recovery

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Assets
Tracing

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Litigation
Management

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Negoation
Services

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Auction Management / Purchase of Property

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restructuring customer business

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International Settlement Services

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Tamweel Achivements

In the last couple of years, AlTamweel Solutions has recovered and settled non performing
loans worth more than 7 billion.

Managment

Group Businesses
CONTACT
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Success Based Recovery

Since the financial institution do not have to incur any legal fees related to the NPL from the date ofassignment to us for recovery and we charge our services commission only upon successful restructuring, repayment, debt asset swap or settlement of the amount receivable by the bank. Further,any such settlement restructuring, repayment or debt asset swap is always subject to the bank’sapproval.
 

Asset Tracing

We have a very specialized team to procure the information through a varietyof reliable sources pertaining to a customer-turned-defaulter of the banks.Assets may include real estate, stocks and shares, possessions, undeclaredbank accounts, intellectual property rights, company assets (e.g. property,plant and heavy equipment), vehicles and anything which can be convertedinto cash. Asset tracing, put simply, is the identification of property orvaluables that we want to recover through the courts or by negotiatedsettlement.We have sources for the ground verification of the immovable assets i.e.residential houses/apartments in cantonments, housing authorities, BahriaTown etc., which provide us every essential detail of the assets held by the customers. In short, we endeavor to collect possible information regarding the assets of the customer/defaulter and trace each and every asset either in the name of the customer himself or his family members. Furthermore, we have arrangements with local valuators where from we obtain the market value of the assets, be that residential units, commercial units, vehicles, machinery, etc. We have very all-inclusive charts consisting of virtually 50 columns which are filled with the information collected through these sources.

Litigation Management

When it comes to litigation against the defaulters; we have a very high-powered and dedicated team of corporate lawyers tasked with handling our cases exclusively. Our legal team has specific instructions to expedite the cases by taking short dates in the court in a bid to have a rapid recovery. It is noteworthy that our prime target is to have our cases fixed in the court at least twice a month; thereby our cases move at a fast pace towards the auction proceedings which obviously mounts pressure on the defaulters. Our company bears the expenses of the lawyers and the court expenses; therefore, we give specific instructions to our legal team on behalf of the bank. We try our best to avoid any possible delay in the court proceedings; therefore, we manage our cases systematically by filing urgent applications immediately when the case is discharged or in case, we perceive any possible delay. Our legal team pays exclusive attention to our high-profile cases by collaborating with our company and devise an efficient strategy in the court. Our legal team includes barristers, advocates of Supreme Court and High Court with a number of cases reported in law journals of Pakistan to their credit. They hold vast experience in the field of corporate and banking laws. They tailor multi-faceted teams of specialists to directly reflect our needs. They serve us by working with us as a business partner in every respect and by addressing our concerns on priority and responding us without any delays.
 

Negotiation Services

We have a very high professional negotiating team tasked with bringing thecustomers on the table. They professionally deal with the customers anddevise negotiating plans to settle the matters amicably and out of court. Theydevise an effective negotiating strategy and their top priority is to ensure thatthey recoup the maximum amount of the loan from the defaulters. Ournegotiating team consists of ex-bankers and corporate officials, who havespecific instructions to strike a successful deal with the customers. We havean excellent track record of more than PKR. 10 Billion successful settlementswith the customers.

Auction Management / Purchase of Property

In the event, any case has progressed to the stage of auction; one of our team members is tasked with obtaining the market value of the property to be auctioned through court orders. He accompanies the valuators in order to avoid any manipulation in the valuation of the property by the borrower. The valuation is carried out in our special surveillance. If the auction property fails to attract any bidder and/or the bank is not interested in the auction property; our company tries its best to have the property disposed off through its sources and contacts by way of arranging a bidder/ buyer. Moreover, our company has special team to carry out the formalities of the transfer of the asset from the customer to the bank, bidder or purchaser. Our team goes through the complicated and hectic procedures of transfer/conveyance of assets saving the bank and/or customer from the hassle.

Restructure

In the event, the customer expresses his financial troubles; we offer them ahelping hand in their struggling businesses by fetching investments from ourgroup of investors. We bring in the investors who we deem are interested intheir businesses and offer them the opportunity to put their investments sothat those ailing businesses can grow and prosper and subsequently pay offtheir debts. We offer them restructuring strategy and reschedule thepayment of their loans; therefore, helping them to avoid delinquency.

International Settlement

We also provide the recovery settlement services to international banks including Gulf region whose Pakistani defaulters unable to satisfy the personal & corporate liabilities.